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Compliance dossier

Data protection, medical confidentiality and law in corporate health management

Who sees your employees' health data? The short answer: the employer never does. This page shows, article by article, why in Switzerland this is mandatory law and not our company policy, and what follows from that for the design of a health programme.

  • 1 September 2023the revised Federal Act on Data Protection (FADP) has applied since this dateSource: FADP (SR 235.1), fedlex
  • Art. 328b COthe limit on data processing by the employer, mandatory under Art. 362 para. 2 COSource: Art. 328b CO and Art. 362 CO, fedlex
  • 3 yearsmaximum penalty for breach of professional secrecy: custodial sentence of up to three years or a monetary penaltySource: Art. 321 no. 1 SCC, fedlex

At a glance

Six commitments

What we commit to, and what it rests on

The wording of the six commitments is taken unchanged from our Data security page. Only the legal basis is new on this page: each commitment points to the provision that supports it.

Chapter 1

The short answer for employees

You alone decide whether to take part in a screening. If you do take part, the results belong to you. You receive them, and nobody else in your company does.

  • Who sees my results? The professional who examines you, and you. Not your employer, not your line managers, not the HR department.
  • Will anyone know I was there? No. We do not release attendance lists. That is also why someone who does not take part does not stand out.
  • What happens to my data afterwards? Participant data is deleted after the measure. Medical data is protected by medical confidentiality.
  • Can I withdraw? At any time, without giving a reason and without any disadvantage, and your data will be deleted too.
  • Will it cost me anything? No. It is not billed through your health insurance, so there is neither a deductible nor a co-payment.

Chapter 3 onwards explains why this is not just a promise but the legal position.

Chapter 2

The short answer for employers

As an employer, you buy a service for your employees, not information about them. This is not a concession but the only lawful structure.

What you receive

  • an aggregated, anonymised analysis of the measure,
  • an invoice based on aggregated quantities, not on names,
  • documents with which you can show internally that the measure has been set up in compliance with data protection.

What you never receive

  • individual results, not even with the consent of the person concerned,
  • attendance lists, appointment schedules or no-show reports,
  • analyses cut so small that individuals can be identified.

What you need to observe yourself

Chapter 3

Art. 328b CO: the limit that even consent cannot move

This is the most important provision on this page, and it is missing from almost every corporate health management page in Switzerland. Art. 328b CO limits which data an employer may process about its employees at all: only data that 'concern their suitability for the employment relationship or are necessary for the performance of the employment contract'. In all other respects, the Federal Act on Data Protection applies.

A cholesterol value, a bowel cancer screening result, a suspicious skin mark, a stress index or a pharmacogenetic profile meets neither test for an ordinary job. The employer therefore may not hold such data in the first place.

Why consent changes nothing here

Art. 362 para. 1 CO lists the provisions from which no departure to the detriment of employees is permitted, whether by agreement or by standard or collective employment contract. Art. 328b is on this list. Under Art. 362 para. 2 CO, deviating agreements are void.

'In no case may Article 328b CO be departed from to the detriment of employees, even if they consent.' FDPIC, Datenbearbeitung durch den Arbeitgeber

This is the strongest statement a provider in this market can make: your employer receives no individual results, and that is not our company policy. It is mandatory Swiss law, and not even you can depart from it.

Source: Art. 328b CO and Art. 362 paras 1 and 2 CO (SR 220), fedlex; FDPIC, Datenbearbeitung durch den Arbeitgeber

The relationship with the Data Protection Act is cumulative: Art. 328b is the employment-law specification of proportionality and purpose limitation, and the FADP applies 'in all other respects'. Art. 328b acts as a limit, not as an enabling provision that would allow the employer more.

One point should be stated plainly: legal scholarship is not entirely unanimous on whether consent can extend Art. 328b in situations that are solely in the employees' interest. The prevailing view, and the one taken by the FDPIC, is the restrictive one. We follow it.

Art. 328 CO also applies: the employer must respect the personality rights of its employees and have due regard for their health, taking the measures that are 'necessary according to experience, applicable according to the state of the art and appropriate to the conditions of the business'. This is the employer's duty of care under civil law, and it is the honest argument for workplace health promotion. It is not an obligation to offer screenings.

Chapter 4

Medical confidentiality: Art. 321 SCC

Medical confidentiality is not a rule of professional etiquette but criminal law. Art. 321 no. 1 SCC threatens disclosure of a professional secret with a custodial sentence of up to three years or a monetary penalty. Liability continues 'even after the end of professional practice or studies'. It is an offence prosecuted on complaint: prosecution requires a complaint from the person concerned.

Important and little known: the list of professions was extended by the Health Professions Act on 1 February 2020. Since then, nurses, physiotherapists, occupational therapists, dietitians and optometrists, among others, have been expressly covered. For a provider with eye screening and nutrition coaching, this is directly relevant.

Who falls under Art. 321 SCC in a screening measure
ServiceProfessional carrying it outDirectly covered by Art. 321
Eye screeningOptometristYes, 'optometrists' are named in Art. 321
Melanoma, cardiovascular, thyroid and vein screeningDoctorYes, 'doctors' are named in Art. 321
Nutrition coachingDietitianYes, expressly named since 1 February 2020
Assistants, practice staff, technical staffAuxiliary persons of the professionals namedYes, as 'auxiliary persons', as long as they work under their direction
Administration, IT, organisationno professional group named in Art. 321No. These people must be bound to secrecy by contract

Release from professional secrecy: only two ways

Disclosure goes unpunished only with the consent of the person entitled or with written authorisation from the superior or supervisory authority, granted on the professional's own application. There is no third way. An employer can neither demand nor obtain such a release. The FOPH also states that professional secrecy continues to apply after death.

Source: Art. 321 no. 2 SCC (SR 311.0), fedlex; FOPH, Professional or medical confidentiality

This gives us a design rule for running a screening station: every measurement must be assigned to a named professional who is responsible under Art. 321, so that supporting staff genuinely count as auxiliary persons. Everyone else involved needs a written confidentiality agreement that survives the end of the engagement. Art. 62 FADP also makes breach of professional confidentiality a criminal offence under data protection law.

Chapter 5

Revised FADP: health data is sensitive personal data

The revised Federal Act on Data Protection (FADP) has applied since 1 September 2023. Its ordinance has been called the DPO ever since, no longer the VDSG; anyone still writing 'VDSG' in 2026 is working from outdated material.

Health data and genetic data

Art. 5 let. c FADP lists six categories of sensitive personal data. Two of them bear directly on a health programme: 'data on health' and 'genetic data'. All screening results fall into the first category, and all pharmacogenetic and epigenetic analyses into the second.

Principles and consent

Art. 6 FADP requires lawfulness, good faith, proportionality, purpose limitation, transparency and accuracy. Under Art. 6 para. 4 FADP, personal data must be destroyed or anonymised as soon as they are no longer needed for the purpose of processing. Under Art. 6 para. 6 FADP, consent is valid only if it is given freely, for one or more specific processing operations, after the person has been properly informed; under Art. 6 para. 7 FADP, consent to the processing of sensitive personal data must be explicit. A blanket clause included in the employment contract does not meet that standard.

The legal core

Why disclosure to the employer is presumed to violate personality rights

Under Art. 30 para. 1 FADP, unlawful violations of personality through data processing are prohibited. Art. 30 para. 2 FADP presumes such a violation in certain cases, including where sensitive personal data are disclosed to third parties (let. c) or processed against the express wishes of the data subject (let. b). Passing an individual screening result to the employer is exactly that case. Under Art. 31 FADP it would need to be justified by consent, an overriding interest or law, and consent fails because of Art. 328b CO.

Source: Art. 30 and Art. 31 FADP (SR 235.1), fedlex

Organisational duties that follow

  • Record of processing activities under Art. 12 FADP. The SME exemption in Art. 24 DPO expressly does not apply where sensitive personal data are processed on a large scale. A provider that runs screenings across several client companies must therefore keep the record, whatever its headcount.
  • Data protection impact assessment under Art. 22 FADP: required where processing may entail a high risk, which Art. 22 para. 2 let. a FADP assumes for large-scale processing of sensitive personal data. If a high residual risk remains, Art. 23 FADP requires consulting the FDPIC or, alternatively, the organisation's own data protection adviser.
  • Processing regulations and logging under Art. 5 DPO and Art. 4 DPO, triggered by the same thresholds.
  • Duty to inform under Art. 19 to 21 FADP, in a precise, transparent, comprehensible and easily accessible form (Art. 13 DPO).
  • Data security and privacy by design under Art. 7 and Art. 8 FADP, specified in Art. 1 to 4 DPO.
  • Notification of data security breaches under Art. 24 FADP and Art. 15 DPO.

Art. 60 to 64 FADP make certain violations a criminal offence. In practice two points matter more than the size of the fine: the penalty targets the responsible individual, not primarily the company, and only intentional conduct is punishable. For the exact wording and the amounts, please consult the current version on fedlex.

Chapter 6

No disclosure to third parties: roles, processors, transfers abroad

The third commitment is that data are not passed on to third parties as a matter of principle. Legally, it turns on three questions: who is the controller, who is the processor, and where do the data technically flow?

The question of roles is the most important decision point

For screening results, the examining professional and the provider must be the controllers; the employer must be neither a controller nor a recipient. If the provider were set up as the employer's processor, the employer would become the controller of its employees' health data, which collides head-on with Art. 328b CO.

For genuine processors, such as an analysing laboratory or a hosting provider, Art. 9 FADP applies. Processing may only take place as the controller itself would be permitted to carry it out; no statutory or contractual duty of confidentiality may prevent it; the controller must satisfy itself that the data are secure; and any onward delegation needs prior authorisation (para. 3, supplemented by Art. 7 DPO).

Disclosure abroad

Under Art. 16 FADP, disclosure abroad is permitted only if the Federal Council has recognised the country as providing adequate protection (Annex 1 DPO) or one of the safeguards under Art. 16 para. 2 is in place, such as standard clauses approved by the FDPIC. Art. 17 FADP allows narrowly defined exceptions, including explicit consent. For genetic testing abroad, Art. 29 HGTA additionally requires written consent.

Data storage and hosting

We inform the persons concerned, when their data is collected, which processors we use and to which countries personal data may be disclosed (Art. 19 FADP). On request, you can obtain this information at any time under the right of access (Art. 25 FADP).

Chapter 7

Aggregated analyses and the question of minimum group size

The fifth commitment is that reports and statistical analyses do not allow conclusions about individuals. This is where most providers become imprecise, so the uncomfortable truth comes first.

There is no statutory minimum group size

Swiss law prescribes no fixed minimum group size for aggregated analyses. No statute, ordinance or FDPIC guidance names a number. The standard is qualitative: the FADP applies only to personal data (Art. 5 let. a FADP), and truly anonymised data fall outside its scope. Data are anonymous only if the link to a person has been removed so that re-identification is impossible or would require a disproportionate effort. The FDPIC also points out that linking datasets can restore the personal link in data that appear to be anonymous.

Source: Art. 5 let. a and Art. 6 para. 4 FADP (SR 235.1), fedlex; FDPIC, Health and data protection

Anyone who names a fixed number is therefore stating their own rule, not a statutory one.

We report figures only for groups large enough that no conclusions can be drawn about individual persons.

Two points that matter more than the number

  • Differencing attacks. Anyone who reports 'Department A: 12 people' and 'Department A without team 1: 9 people' has disclosed team 1. Suppression must be consistent across the whole report and across successive reports, otherwise the link to individuals arises through comparison.
  • Small businesses. In a company with 15 employees, practically no breakdown is safe. In such cases the output is a single overall figure or no quantitative analysis at all. That is a statement about care, not about capability.

On wording: 'anonymous' does not mean the same as 'the employer receives no individual data'. We therefore say that the employer receives only aggregated, anonymised analyses, and we tell participants that their results belong to them alone.

Chapter 8

Withdrawal, deletion and your rights

The first and the sixth commitment concern the same right from two directions: data are deleted when they are no longer needed, and you can withdraw at any time.

One qualification: statutory retention duties can override immediate deletion. In genetic testing, for example, the retention period for laboratories was cut from 30 to 5 years by the revision of 1 December 2022 (Art. 11 HGTA and the provisions of the GUMV (SR 810.122.1)). Where such a period applies, the data are deleted once it has expired.

Chapter 9

The boundary: occupational medicine and voluntary corporate health management

For HR, this is the most useful section of the page. Occupational health check-ups and voluntary corporate health management screenings look similar from the outside but are legally two different things.

Occupational health check-ups compared with voluntary corporate health management
QuestionOccupational health check-upVoluntary corporate health management screening
Legal basisArt. 81 to 84 AIA, Art. 70 to 89 OPA, Art. 3 para. 3 EmpO 3no statutory duty; based on a contract with the employer and the participant's explicit consent (Art. 6 para. 7 FADP)
Who orders itSuva, by ruling (Art. 70 OPA); the employer must ensure it is carried outthe individual employee, for themselves
Mandatoryyes; the hazardous work may not be carried out without a timely examination (Art. 77 OPA)no
What the employer learnsonly 'fit', 'conditionally fit' or 'unfit', as a copy of the ruling (Art. 78 para. 1 OPA). The physician sends the findings to Suva (Art. 71 para. 4 OPA), never to the employernothing individual, not even the participation list; only aggregated analyses
Who paysthe employer pays for the safety measures (Art. 90 OPA) and the occupational accident insurance premiums (Art. 91 para. 1 AIA); Suva reimburses travel, accommodation and meal costs as well as loss of earnings (Art. 75 OPA)the employer, under private law; nothing is billed through health insurance

Even where the check-up is mandatory, then, the employer learns only the result 'fit', 'conditionally fit' or 'unfit', never the medical findings. Suva describes this process in its description of the fitness assessment. If the employer receives only a fitness decision even where an examination can be ordered, it follows that nothing individual may be passed on for a voluntary measure.

The duties that actually exist

Art. 6 para. 1 EmpA requires the employer to take all measures to protect health that experience has shown to be necessary, that are applicable given the state of the art and that are appropriate to the conditions of the business, and to protect personal integrity. Art. 2 para. 1 EmpO 3 specifies this as physical and mental health. Art. 3 para. 3 EmpO 3 requires an occupational medical assessment where there are indications that health is being impaired by the work performed. Art. 5 EmpO 3 governs information and instruction, which must take place during working hours and not at the employees' expense.

In occupational safety, Art. 82 AIA requires the necessary measures, and Art. 11a OPA requires occupational physicians and occupational safety specialists to be called in where this is necessary to protect health. EKAS Directive 6508 specifies this duty to call them in. One point matters for classification: under Art. 52a para. 2 OPA, compliance with an EKAS directive creates a presumption that the specified provisions have been met. The directive is therefore not directly applicable law, and an equivalent alternative route remains permissible under para. 3.

And the honest flip side: none of these provisions obliges an employer to offer general preventive check-ups. They require protection against work-related hazards. Voluntary corporate health management goes beyond the statutory minimum. Anyone who claims otherwise is selling compliance anxiety, not giving advice.

Chapter 10

What 'voluntary' must mean in law

There is no statutory definition of voluntariness for participation in corporate health management. The standard derives from Art. 6 para. 6 FADP, the FDPIC's position on the subordinate relationship, and Art. 328 and Art. 328b CO. Seven verifiable requirements follow from this.

  1. No pressure, whether direct or indirect. No enquiries from line managers about who took part, no framing as an expectation.
  2. No disadvantage for not taking part, whether in appraisals, bonuses, shift planning or promotion. Non-participants must not be identifiable as such at all.
  3. No participation lists to the employer. Attendance lists, appointment calendars and absence notices are themselves health data in a screening context. Invoicing is based on aggregated quantities.
  4. No incentives that amount to coercion in practice. A small, uniform benefit that does not depend on participation is unproblematic. Bonuses, rankings or benefits tied to results turn consent into a purchase.
  5. During working hours and at the employer's expense. This reflects the assessment in Art. 5 para. 3 EmpO 3.
  6. Revocable at any time, before, during and after the measure, with a clear consequence: deletion.
  7. Separate, granular consents for participation, storage, use in the aggregated analysis and any genetic testing. A single blanket consent contradicts the requirement of 'specific' processing in Art. 6 para. 6 FADP.

The hard problem: is consent in an employment relationship ever truly free?

The FDPIC notes that, because of the subordinate relationship, employees can only very rarely consent freely, or refuse or withdraw consent. The convincing answer is not to strengthen the wording of the consent but to stop relying on it to carry the weight.

Consent covers only processing for the participant's own benefit. It does not cover disclosure to the employer, because no disclosure takes place. This avoids the Art. 328b CO problem rather than working around it. And because the employer does not learn who took part, there is no mechanism through which anyone could be penalised for not taking part. Structural impossibility is a better compliance argument than a signature.

Source: FDPIC, Data processing by the employer; Art. 6 paras 6 and 7 FADP (SR 235.1), fedlex

What the consent declaration must contain

The minimum content follows from Art. 6 and Art. 19 FADP, Art. 5 and 6 HGTA and Art. 321 no. 2 SCC: who the controller is, and explicitly that it is not the employer; the purpose of each individual examination; what is measured and what data this produces, including possible incidental findings; who receives what; any disclosure abroad, with the country and the safeguard; retention period and deletion; an explicit statement that participation is voluntary and that non-participation has no consequences whatsoever; the right to withdraw at any time; the rights under the FADP; a separate consent for genetic testing; and confirmation that no participation list goes to the employer. A general release from professional secrecy must not form part of it.

Chapter 11

Genetic data: Art. 37 to 41 HGTA

Genetic testing is subject to its own, stricter regime. The HGTA was completely revised and the new version has been in force since 1 December 2022. The articles were renumbered in the process: the employment-law provisions are now Art. 37 to 41. Documents that still cite 'Art. 21 to 25 HGTA' for the employment relationship are out of date.

What employers must not do, on pain of criminal penalty

Art. 37 HGTA prohibits employers and insurance institutions from requiring genetic testing outside the medical field, from asking for genetic data that are not medically relevant, or from using such data. These prohibitions also apply in liability cases.

Art. 38 HGTA permits testing in connection with an employment relationship only to establish characteristics that are relevant at the workplace, and expressly limits the physician's report to whether the person concerned is suitable for the intended activity.

Art. 39 HGTA prohibits presymptomatic genetic testing in connection with an employment relationship, as well as asking for earlier data of this kind and using them. Art. 40 HGTA allows only one narrowly defined exception, which requires all of the following together: occupational medical coverage, inadequate measures at the workplace and confirmation of relevance by the commission, with the consent of Suva. Art. 41 HGTA governs supervision.

Under Art. 56 HGTA, intentional breaches of these prohibitions carry a custodial sentence of up to three years or a monetary penalty.

Source: Art. 37, 38, 39, 40, 41 and 56 HGTA (SR 810.12), fedlex

For the individuals concerned, the following also applies: genetic testing requires free and explicit consent given after adequate information (Art. 5 para. 1 HGTA), and that consent can be withdrawn at any time (para. 2). Art. 6 HGTA sets out what the information must cover, and Art. 8 HGTA the right not to know. Only a physician or a professional instructed by them may communicate the result (Art. 26 para. 1 HGTA), and the individual decides for themselves what happens to surplus information (Art. 27 para. 1 HGTA).

Pharmacogenetics belongs to the medical field: it assesses the effect of a possible therapy and therefore falls under Art. 19 HGTA. Art. 5 to 7 of the GUMV (SR 810.122.1) govern who may order such tests and make this conditional, among other things, on testing a limited selection of variants and on evidence-based measures being available.

Epigenetic services are not easy to classify legally. Whether a given epigenetic analysis counts as genetic testing within the meaning of the HGTA and, if so, whether it falls into the medical field (Art. 19 HGTA) or the non-medical field of sensitive characteristics (Art. 31 HGTA) cannot be answered across the board, and the consequences are considerable. In the second case, restrictions on ordering apply, together with a licensing requirement for the laboratory (Art. 35 HGTA) and a ban on communicating surplus information (Art. 33 HGTA). Classification must therefore be clarified for each service individually.

Practical consequence for reporting: in our reading, Art. 37 HGTA read together with the penalty provision of Art. 56 HGTA means that genetic results have no place in employer reporting at all, not even in anonymised form.

Chapter 12

Involvement of employee representatives

When a company introduces a health programme, employee representatives have a say but no veto. The Participation Act (MitwG, SR 822.14) is titled 'Information and Participation', and that is exactly what it provides: consultation, not co-determination.

  • Art. 10 let. a MitwG grants special participation rights on occupational safety within the meaning of Art. 82 AIA and on employee protection within the meaning of Art. 48 EmpA. The reference is to exactly these provisions, not to Art. 6 EmpA.
  • The procedure is set out in Art. 6 EmpO 3 and Art. 6a OPA: early and comprehensive consultation, a right to make proposals before the decision, and a duty on the employer to give reasons if it does not follow them.
  • Businesses with 50 or more employees can elect an employee representative body (Art. 3 MitwG); where there is none, the employees themselves hold the rights (Art. 4 MitwG).
  • Members of the representative body are bound by a duty of confidentiality that expressly covers the personal affairs of individual employees and continues after they leave (Art. 14 MitwG).

In practice, involving the staff committee early is more than a legal duty: it is the best available proof that participation really is voluntary.

Chapter 13

The data flow on a screening day

All the previous chapters add up to one picture. This is how data flow on a screening day, and how they do not.

Data flow on a screening dayResults flow from the participants to the medical professionals and from there solely into an aggregated analysis. The direct route from the participants to the employer is blocked.1. Participants2. Medical professionalsbound by Art. 321 SCC3. Aggregated analysisanonymised, no link to individuals4. Employerblocked
Text alternative: results originate with the participants (1) and pass to the medical professionals (2), who are bound by medical confidentiality under Art. 321 SCC. An aggregated, anonymised analysis is produced from these data (3), and only that reaches the employer (4). The direct route from the participants to the employer is blocked: it would amount to disclosing sensitive personal data to third parties under Art. 30 para. 2 let. c FADP and to processing beyond the limit set by Art. 328b CO.
Data as a table
Who receives which data on a screening day
StageReceivesConstraint
1. Participantsall of their own resultsfreely available, consent can be withdrawn at any time
2. Medical professionalsfindings from their own examinationmedical confidentiality, Art. 321 SCC
3. Aggregated analysismetrics with no link to individualsanonymisation under Art. 6 para. 4 FADP
4. Employeronly the aggregated analysis, no participation listArt. 328b CO, Art. 30 para. 2 let. c FADP
Chapter 14

The legal basis of our commitments

This table links the six commitments on our Data security page to the provision from which they follow. The wording of the commitments has been carried over unchanged.

The legal basis of our commitments
CommitmentLegal basisWhat it means for your company
Participant data is, as a rule, deleted after a measure has been carried out.Art. 6 para. 4 FADP, Art. 6 para. 3 FADPPurpose limitation and deletion are legal duties, not goodwill. Whatever is no longer needed must be deleted or anonymised.
Medical data is subject to medical confidentiality.Art. 321 SCCBreach of professional secrecy is a criminal offence, punishable by a custodial sentence of up to three years or a monetary penalty. The protection does not end with the mandate.
Data is, as a rule, not passed on to third parties.Art. 30 para. 2 let. c FADP, Art. 9 FADPDisclosure of sensitive personal data to third parties counts as a violation of personality rights unless there is a ground of justification.
The employer / initiator of the measure has no access to individual data.Art. 328b CO, Art. 362 para. 2 COThe employer may not process such data at all. An agreement that departs from this to the employees' detriment is void.
Reports or statistical analyses do not allow conclusions to be drawn about individuals.Art. 5 let. a FADP, Art. 6 para. 4 FADPTruly anonymised data are no longer personal data and fall outside the FADP. The aggregation must therefore be real, not merely called that.
Participants can withdraw from the measure at any time and have their data deleted.Art. 6 para. 6 FADP, Art. 6 para. 7 FADPConsent that cannot be withdrawn at any time without consequences is not voluntary and does not cover the processing.
Chapter 15

What we do not claim

A page about the law is only as credible as what it refrains from claiming. Four claims that are often made in this market are ones we do not make:

  1. No law obliges employers to offer preventive screenings. Art. 6 EmpA, Art. 2 EmpO 3, Art. 82 AIA and EKAS Directive 6508 require protection against work-related hazards. Voluntary corporate health management goes beyond that.
  2. Swiss law has no statutory minimum group size for aggregated analyses. Anyone who presents a number as statutory is mistaken. The standard is that of Art. 5 let. a FADP and the FDPIC.
  3. Switzerland has no occupational reintegration management as German law defines it. There is no duty to start a structured procedure after a set period of incapacity for work. What does exist is early detection and early intervention by the invalidity insurance (IVA (SR 831.20)), the duty of care under Art. 328 CO, and the occupational medical assessment under Art. 3 para. 3 EmpO 3. Companies with a German parent are regularly surprised by this.
  4. We make no statement on whether individual screenings are covered by basic health insurance. Art. 26 HIA covers only what is expressly listed in the HCBO. What is certain is the reverse: a service paid for by the employer is not billed through compulsory health insurance, so neither the deductible nor the co-payment under Art. 64 HIA applies.
Questions and answers

Frequently asked questions

  • No. Under Art. 328b CO, the employer may only process data that concern your suitability for the employment relationship or that are necessary to perform the employment contract. A screening finding is neither. Because Art. 328b is listed in Art. 362 para. 1 CO, any agreement that departs from it to your detriment is void under Art. 362 para. 2 CO. Your consent therefore cannot shift the boundary.

Sources

Legal sources

All legislation is cited in the consolidated version on fedlex.admin.ch, the Confederation's official publication platform. This page was last reviewed in September 2026.

Cited legislation
ActSRTitle and version
FADPSR 235.1Federal Act on Data Protection (revised FADP), in force since 1 September 2023
DPOSR 235.11Ordinance on Data Protection, of 31 August 2022
COSR 220Code of Obligations, Art. 319 ff. Employment contract
SCCSR 311.0Swiss Criminal Code, Art. 321 Professional secrecy
EmpASR 822.11Employment Act, Art. 6 Protection of health
EmpO 3SR 822.113Ordinance 3 to the Employment Act (Health Protection), Health protection
MitwGSR 822.14Participation Act, Information and participation
AIASR 832.20Federal Act on Accident Insurance, Art. 81 ff. Prevention
OPASR 832.30Ordinance on the Prevention of Accidents and Occupational Diseases, Art. 70 ff. Occupational health check-ups
HGTASR 810.12Federal Act on Human Genetic Testing, completely revised, in force since 1 December 2022
GUMVSR 810.122.1Ordinance on Human Genetic Testing, in force since 1 December 2022
HIASR 832.10Federal Health Insurance Act, Art. 26 Prevention, Art. 64 Cost sharing
IVASR 831.20Federal Act on Invalidity Insurance, Early detection and early intervention

Further official sources

Notice

Disclaimer

This page explains current Swiss law and is not legal advice. It does not replace an assessment of the individual case and does not create a mandate. All statements reflect the position as at September 2026; the wording of the current version on fedlex.admin.ch always prevails. This page makes no statements on medical content or on the benefit of individual examinations.

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